Industry Resource Links

SAFE Act Useful Links

Make sure you can get the information you require when you want it and not wait for tomorrow. Our site has the valuable links to every major mortgage lending site you will need to be sure you are up to date regarding government and associated agencies who impact our industry.  SAFE Act links at the bottom!


Origination Tools

FHA Maximum Mortgage Limits

www.HUD.gov

FHA loan limits by county

VA home page

www.homeloans.va.gov

Job Salary references

www.salary.com

Useful to determine reasonability on stated income loans

Industry Free Resource

www.scotsmanguide.com

Leading resource for mortgage originators

Appraisal Foundation

www.appraisalfoundation.org


Fraud Prevention Resources

Mortgage Fraud Resources

Southern Nevada Mortgage Fraud Task Force

(702) 584-5555

Helps direct your issue with appropriate department that handles the fraud problem.  FBI, LVMPD, IRS-CI, NV-AG, HUD-OIG.

Mortgage Fraud Blog

www.mortgagefraudblog.com

Review to see what is the new fraud scheme and general fraud protection taken. Have a newsletter you can subscribe to as well.

Dan Newman Investigations

Call Cynde Beers, Investigator at 702-445-7642 or email at cynbeer@aol.com

Professional investigation and consulting with 30 years of law enforcement experience, surveillance, pre-employment screening, and background checks.


Reverse Mortgage Resources

HUD Reverse Mtg information

HUD.gov (Reverse Mortgage Site)

AARP Reverse Mortgage Information

www.aarp.org

Financial Freedom

www.financialfreedom.com

Nation’s leader in reverse mortgage financing



Government/Compliance

HUD home page

www.hud.gov

Great resource for changes to FHA and Industry regulations

http://www.fhaoutreach.com/

Here is the link to get your county loan limits 3/6/08

FHLMC

www.freddiemac.com

Has Conforming loan information and link to all regs service

FNMA

www.efanniemae.com

Has Conforming loan information, and guidelines

RESPA

http://www.hud.gov/offices/hsg/sfh/res/respamor.cfm

Information and regulations

FTC – Identity Theft

http://www.ftc.gov/bcp/edu/microsites/idtheft

File a complaint www.consumer.gov/idtheft or 1-877-ID-THEFT

USDA Rural Development

www.rurdev.usda.gov/rhs/sfh/GSFH_information/GSFH_Specific.htm

Debbie Terrell, Sr Loan Specialist, 918-534-3254

Federal Housing Finance Agency

www.fhfa.gov


Marketing

In Touch Today

In Touch Today is your one-stop-shop for affordable and effective marketing products.  Wide variety of products offered with no contracts.  Get a FREE catalog and samples now! www.intouchtoday.com/sst


Credit Information

Free annual credit report per FACT ACT requirements

www.annualcreditreport.com

Fair Isaac

www.fairisaac.com

Information and management resource site. Developer of FICO.

My FICO

www.myfico.com

Gives you credit scores for reasonable fee

Experian Credit Bureau

www.experian.com

Main site for one of the major credit bureaus

Equifax Credit Bureau

www.equifax.com

Main site for one of the major credit bureaus

Trans Union Credit Bureau

www.transunion.com

Main site for one of the major credit bureaus


Credit Clean Up Service

Credit Source Onewww.creditsourceone.net


Business Resources

Quest Strategic Advisors

We are an independent mortgage recruiting firm representing an elite group of 10 of the best mortgage banking platforms in the nation.  Erik O’Keefe  760.274.6339   erick@queststrategicadvisors.com

Bookkeeping Services

Whether you are just starting out in business, or if you have been in business a while Balance Your Books, LLC can help you with your Bookkeeping and Accounting needs.

http://www.balanceyourbooksllc.com/ or call Jackie Roeder 702.370.0333

Mortgage Spirit

www.MortgageSpirit.com

Loan search and pricing management technology.  Provides accuracy, mobility and efficiency to loan officers, mortgage bankers, and mortgage brokers to indentify virtually any loan product from a wide variety of sources within minutes.

Writing Services

http://www.writer-spin.com/writer_services/writer_services.htm

Judy Sellens - judy@writer-spin.com

Assisting website owners by writing website content articles and other business writing needs.

Staffmark Executive Search

An experienced national staffing firm staffing temporaries and permanent employees for the mortgage lenders, title/escrow, and banking industries.

Contact Carol Stieffermann at (702)248-4380 or carols@staffmark.com


Associations

National Association of Mortgage Brokers

www.namb.org

National Association of Home Builders

www.nahb.org

Mortgage Bankers Association of America

www.mbaa.org

National Association of Professional Mortgage Women

Not just for women!  www.napmw.org

National Association of Independent Housing Professionals

www.naihp.org

Impact Mortgage Management Advocacy & Advisory Group

www.immaag.com

Background check information

http://mortgage.nationwidelicensingsystem.org/profreq/background/Pages/default.aspx

Education requirement information

http://mortgage.nationwidelicensingsystem.org/profreq/education/Pages/default.aspx

Testing requirement information

http://mortgage.nationwidelicensingsystem.org/profreq/testing/Pages/default.aspx

State Specific information

http://mortgage.nationwidelicensingsystem.org/slr/Pages/default.aspx

FFIEC Frequently Asked Questions

http://www.ffiec.gov/safeact.htm

Conference State Banking Supervisors

www.csbs.org

State Regulatory Registry

http://www.stateregulatoryregistry.org//AM/Template.cfm?Section=Home2

For questions relating to the Nationwide Mortgage Licensing System, please contact the NMLS Call Center at (240) 386-4444.